As you plan for family gatherings and tasty meals, the last thing you’re worried about is your dental insurance; however, if you don’t act now, you’re going to lose your coverage. At the end of the year, your policy will expire. Anything you don’t use won’t be reimbursed or accumulate. With less than 3% of Americans meeting or exceeding their annual limits, you likely have coverage remaining that you’re about to lose. Here are 3 ways to maximize your dental insurance benefits before they expire.
1. Harness the power of preventive dentistry.
Besides brushing and flossing, the American Dental Association also recommends patients visit their dentist at least twice a year for a cleaning and checkup. Preventive dentistry is proven to keep the teeth and gums healthy; thus, lessening the need for a costly treatment down the road. In fact, every $1 spent on prevention can save as much as $50 on restorative and emergency services.
Your dental insurance makes it easy to invest in a healthy smile. By paying your monthly premiums, you have access to 100% preventive coverage. You can get the cleanings and checkups you need for only a small co-payment. If it hasn’t been 6 months since your last visit, don’t worry, you can still see your dentist before the year ends.
2. Invest in a healthy mouth and body.
Your mouth is referred to as the “gateway to your body” because your oral and general health are connected. Dental health issues can increase your risk of medical concerns. In particular, gum disease can raise the likeliness of many overall health problems, including heart attack and stroke.
With at least 50% of Americans having gum disease, you can protect your smile and prevent costly medical expenses by visiting your dentist. They’ll detect signs of the infection early for quick intervention to help you reach and maintain optimal wellness.
3. Prevent dental emergencies.
Did you know 1 in 6 Americans face a dental emergency every year? Often, they result from an untreated oral health problem, like a cavity. You can lessen your risk of sudden dental complications by treating issues early, like tooth decay.
After paying your annual deductible you have access to an annual allowance to help offset the cost of common restorative treatments, like fillings, root canals, and dentures. You can use your coverage to lower the amount you’ll need to pay out-of-pocket, so you can restore a healthy smile without breaking the bank.
Use It or Lose It
Although the next few weeks will be busier than usual, take the time to visit your dentist. They’ll help you reach your dental goals without worrying about an outrageous bill.
About Dr. D. Michael Miller
For over 2 decades, Dr. Miller has provided exceptional dentistry. He earned his dental degree at Texas A&M and the Baylor College of Dentistry before working alongside his father. He accepts several insurance carriers to keep his services affordable. If you need an appointment before the year ends, contact our office today.